Introducing the free 12-Month Cashflow Forecaster

Enter your numbers once and see every tight month for the next year — before it can hurt you. Free, forever.

Our lead product is free on purpose: enter your numbers once, and see every tight month for the next year — before it can hurt you.

Most small businesses don't run their numbers forward. Not because they don't care — because the tools that do it cost $30 a month and hide the math. So we built the tool we wanted as a side business owner: a 12-month cashflow forecast that fits in one screen, flags the dangerous months in red, and costs exactly nothing.

What it does

Enter your opening bank balance, your expected money in and money out per month, and the forecaster projects every closing balance through the next twelve months. The row that matters — projected closing balance — turns red the moment a month dips below your safety buffer. Not in that month. Now, months early, while you can still do something about it.

What's inside

• The 12-month forecast grid: money in, money out, net, closing balance
• Red-flag formatting for months below your buffer
• A one-glance dashboard chart of the whole year
• A plain-English Getting Started guide — no accounting vocabulary required

Who it's for

Anyone whose income and spending don't happen in the same month: contractors waiting on net-30 clients, freelancers with irregular projects, retail buying stock ahead of seasons, agencies on retainers. If you've ever been "profitable but broke," this is your instrument panel.

How to get it

It's free — we ask for your email at checkout so the file and every future update land in your inbox automatically. No card, no trial, no upsell maze: download the 12-Month Cashflow Forecaster here.

The full linked system — invoices, clients, expenses, quotes, forecast — lives in the Small Business Command Center if you want the whole machine later.

Forecasting tool, not accounting advice. Works in Excel and Google Sheets.